Canara Bank Q1 Results 2027: PAT Rises 2% YoY, NII Grows 14%
Canara Bank reported healthy growth in net interest income during Q1 FY27, while improved asset quality and higher operating profit supported a steady increase in quarterly earnings.
Canara Bank Q1 Results FY2027: Canara Bank reported a steady Q1 FY27 performance, with PAT rising 2.19% YoY to ₹4,855.82 crore and NII growing 13.85% YoY to ₹10,215.27 crore. Asset quality strengthened with Gross NPA improving by 112 bps YoY, while operating profit registered a sharp sequential rebound.
Canara Bank Q1 Results 2027: On 27 July, Canara Bank reported its financial performance for the first quarter of FY27. Net Interest Income (NII) increased 13.85% year-on-year to ₹10,215.27 crore, while Profit After Tax (PAT) rose 2.19% YoY to ₹4,855.82 crore. The bank also maintained strong asset quality and robust credit growth across RAM (Retail, Agriculture, and MSME) segments.
Canara Bank Q1 FY27 Results Highlights
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Total Income stood at ₹39,684.26 crore in Q1 FY27, registering a 4.26% YoY increase from ₹38,063.31 crore in Q1 FY26. Compared with ₹36,662.21 crore in Q4 FY26, total income grew 8.24% QoQ.
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Net Interest Income (NII) increased to ₹10,215.27 crore, up 13.85% YoY from ₹8,972.95 crore. Compared with ₹9,843.78 crore in Q4 FY26, NII grew 3.77% QoQ.
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Pre-Provision Operating Profit (PPOP) stood at ₹8,635.86 crore, registering 0.96% YoY growth from ₹8,553.59 crore. Compared with ₹6,757.38 crore in Q4 FY26, PPOP increased 27.80% QoQ.
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Operating Profit Margin stood at 21.76%, compared with 22.47% in Q1 FY26 and 18.43% in Q4 FY26, contracting 71 basis points YoY while expanding 333 basis points QoQ.
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Profit After Tax (PAT) stood at ₹4,855.82 crore, rising 2.19% YoY from ₹4,752.03 crore. Compared with ₹4,505.57 crore in Q4 FY26, PAT increased 7.77% QoQ.
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Earnings Per Share (EPS) increased to ₹5.35 from ₹5.24 in Q1 FY26, registering 2.10% YoY growth. Compared with ₹4.97 in Q4 FY26, EPS increased 7.65% QoQ.
|
Metric |
Q1 FY27 |
Q4 FY26 |
QoQ |
Q1 FY26 |
YoY |
|---|---|---|---|---|---|
|
Total Income (₹ Cr) |
39,684.26 |
36,662.21 |
8.24% |
38,063.31 |
4.26% |
|
Net Interest Income (₹ Cr) |
10,215.27 |
9,843.78 |
3.77% |
8,972.95 |
13.85% |
|
Operating Profit (PPOP) (₹ Cr) |
8,635.86 |
6,757.38 |
27.80% |
8,553.59 |
0.96% |
|
Operating Profit Margin |
21.76% |
18.43% |
+333 bps |
22.47% |
-71 bps |
|
Profit After Tax (₹ Cr) |
4,855.82 |
4,505.57 |
7.77% |
4,752.03 |
2.19% |
|
Gross NPA (%) |
1.57% |
1.84% |
-27 bps |
2.69% |
-112 bps |
|
Net NPA (%) |
0.36% |
0.43% |
-7 bps |
0.63% |
-27 bps |
|
ROA (%) |
1.04% |
1.01% |
+3 bps |
1.14% |
-10 bps |
|
CRAR (%) |
17.17% |
17.04% |
+13 bps |
16.52% |
+65 bps |
|
EPS (₹) |
5.35 |
4.97 |
7.65% |
5.24 |
2.10% |
Source: Canara Bank Q1 FY27 Press release and Standalone Financial Results.
Canara Bank Q1 FY27 Segment-wise Revenue
Retail Banking remained the bank's largest operating segment during the quarter, posting strong double-digit growth. Wholesale Banking delivered steady expansion, while Treasury Operations saw revenue decline on a YoY basis due to market dynamics.
|
Particulars (₹ Cr) |
Q1 FY27 |
Q4 FY26 |
QoQ |
Q1 FY26 |
YoY |
|---|---|---|---|---|---|
|
Retail Banking Operations |
19,908.64 |
18,776.48 |
6.03% |
16,537.06 |
20.39% |
|
Wholesale Banking Operations |
12,488.98 |
11,161.57 |
11.89% |
12,324.12 |
1.34% |
|
Treasury Operations |
7,286.64 |
6,724.16 |
8.37% |
9,202.13 |
-20.82% |
|
Other Banking Operations |
0.00 |
0.00 |
0.00% |
0.00 |
0.00% |
|
Gross Segment Revenue |
39,684.26 |
36,662.21 |
8.24% |
38,063.31 |
4.26% |
|
Less: Inter-segment Revenue |
0.00 |
0.00 |
0.00% |
0.00 |
0.00% |
|
Total Income |
39,684.26 |
36,662.21 |
8.24% |
38,063.31 |
4.26% |
Source: Canara Bank Q1 FY27 Segment Information.
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Canara Bank Share Price Today
As of 27 July, 2:33 PM
Canara Bank share price is trading at 127.30 (1.28%) on 27 July 2026. The stock is down 17.47% year-to-date and up 14.93% in one year from 27 July 2025 to 27 July 2026