Why Has Sahi Deposited Money in My Bank Account?

If you've noticed an unexpected deposit from Sahi into your bank account, don't worry nothing has gone wrong. This is a regulatory process called Running Account Settlement, and it applies to all brokers in India.

As per SEBI regulations, brokers are required to return any unused funds sitting in your trading account back to your primary bank account if there has been no trading activity for a defined period. This process is called Running Account Settlement, or RAS, and it exists to ensure that client funds are not held by brokers for extended periods without reason.

When you open your account on Sahi, you choose between two settlement frequencies monthly or quarterly. For active traders, settlements are required at least once every 90 days, specifically on the first Friday of each quarter. If you opted for monthly settlement, this happens more frequently. Either way, once the settlement is processed, you will receive an email confirming the transfer so you always know when it has taken place and how much has been returned.

It is also worth noting that this regulation does not affect your investments in liquid securities or cash equivalents held in your account. Only idle, uninvested funds are returned as part of this process. If you want to continue trading after a settlement, you can simply add funds back to your account and carry on as usual.