SBI Q1 Results 2027: Total Income Rises 8% YoY, PAT Increases 14% to ₹24,113 Cr
State Bank of India reported an 8% rise in total income and a 14% increase in net profit in Q1 FY27, while asset quality improved with Gross NPA declining to 1.47%.
State Bank of India Q1 Result FY27: State Bank of India reported total income of ₹1.80 lakh crore in Q1 FY27, up 8% year-on-year, while net profit increased 14% to ₹24,113 crore. The bank also improved its asset quality, with Gross NPA declining to 1.47% and Net NPA to 0.38%.
State Bank of India Q1 Result FY27: On 7 August 2026, State Bank of India announced its financial results for the first quarter ended 30 June 2026. Total Income increased 7.8% YoY to ₹1,80,061.86 crore compared with ₹1,66,991.82 crore in Q1 FY26.
While Profit After Tax (PAT) increased 13.7% YoY to ₹24,113.00 crore compared with ₹21,201.47 crore in Q1 FY26. Return on Asset (Annu) stood at 1.11% during the quarter.
State Bank of India share price is trading 2.76% higher on 7 August 2026 at the time of writing this article. The stock has delivered 13% returns year-to-date and 39% returns over the one year from 7 August 2025 to 7 August 2026.
As of 7 Aug, 2:45 PM
READ THIS: LIC Q1 Results 2027
State Bank of India Q1 FY27 Results Highlights
-
Interest Income stood at ₹1,36,240.49 crore, registering an 8.5% YoY increase from ₹1,25,563.08 crore in Q1 FY26. Compared with ₹1,31,080.12 crore in Q4 FY26, interest income increased 3.9% QoQ.
-
Total Income stood at ₹1,80,061.86 crore, registering a 7.8% YoY increase from ₹1,66,991.82 crore in Q1 FY26. Compared with ₹1,81,079.02 crore in Q4 FY26, total income decreased 0.6% QoQ.
-
Profit After Tax (PAT) stood at ₹24,113.00 crore, compared with ₹21,201.47 crore in Q1 FY26, registering a 13.7% YoY increase. Compared with ₹19,642.87 crore in Q4 FY26, PAT increased 22.8% QoQ.
-
PAT Margin stood at 17.7%, compared with 16.9% in Q1 FY26 and 15.0% in Q4 FY26, improving by 0.8 percentage points YoY and 2.7 percentage points QoQ.
-
Net Worth stood at ₹4,95,244.32 crore, registering a 21.4% YoY increase from ₹4,08,108.34 crore in Q1 FY26 and a 4.7% QoQ increase from ₹4,72,894.50 crore in Q4 FY26.
-
Gross NPA stood at 1.47%, improving by 36 bps YoY from 1.83% in Q1 FY26 and 2 bps QoQ from 1.49% in Q4 FY26.
-
Net NPA stood at 0.38%, improving by 9 bps YoY from 0.47% in Q1 FY26 and 1 bps QoQ from 0.39% in Q4 FY26.
|
Metric |
Q1 FY27 |
Q4 FY26 |
QoQ % |
Q1 FY26 |
YoY % |
|---|---|---|---|---|---|
|
Interest Income (₹ Cr) |
1,36,240.49 |
1,31,080.12 |
3.9% |
1,25,563.08 |
8.5% |
|
Other Income (₹ Cr) |
43,821.37 |
49,998.90 |
-12.4% |
41,428.74 |
5.8% |
|
Total Income (₹ Cr) |
1,80,061.86 |
1,81,079.02 |
-0.6% |
1,66,991.82 |
7.8% |
|
PAT (₹ Cr) |
24,113.00 |
19,642.87 |
22.8% |
21,201.47 |
13.7% |
|
PAT Margin % |
17.7% |
15.0% |
+2.7 pp |
16.9% |
+0.8 pp |
|
EPS (₹) |
26.12 |
21.28 |
22.7% |
23.76 |
9.9% |
|
Net Worth (₹ Cr) |
4,95,244.32 |
4,72,894.50 |
4.7% |
4,08,108.34 |
21.4% |
|
ROA (Annu) (%) |
1.11 |
1.07 |
+0.04 pp |
1.14 |
-0.03 pp |
|
Gross NPA (₹ Cr) |
74,272.06 |
73,452.46 |
1.1% |
78,039.68 |
-4.8% |
|
Gross NPA (%) |
1.47 |
1.49 |
-0.02 ppt |
1.83 |
-0.36 pp |
|
Net NPA (₹ Cr) |
19,158.49 |
18,830.14 |
1.7% |
19,908.42 |
-3.8% |
|
Net NPA (%) |
0.38 |
0.39 |
-0.01 ppt |
0.47 |
-0.09 pp |
Source: Company Filing
All topics
Click the link, confirm the box next to sahi.com is checked — ignore any other results.