Muthoot Finance Q1 Results 2027: PAT Rises 43% YoY, Total Revenue Grows 34%
Muthoot Finance reported a strong Q1 FY27 performance, with double-digit growth in revenue and profit, while net worth crossed ₹38,900 crore despite a moderation in quarterly earnings.
Muthoot Finance Q1 Results FY2027: Gold financing leader Muthoot Finance reported strong top and bottom-line growth for Q1 FY27, with Profit After Tax (PAT) surging to ₹2,824.84 crore and Total Revenue from Operations expanding to ₹8,671.60 crore.
Muthoot Finance Q1 Results FY2027: On 1 August 2026, Muthoot Finance announced its financial results for the first quarter ended June 30, 2026. Consolidated Revenue from Operations increased 34.44% YoY to ₹8,671.60 crore, while Profit After Tax (PAT) surged 43.08% YoY to ₹2,824.84 crore. The company's Net Worth expanded to ₹38,908.32 crore as of June 30, 2026.
Muthoot Finance share price closed 4% up on 31 July. Muthoot Finance stock is down 19% year-to-date and up 20% in one year from 01 Aug 2025 to 01 Aug 2026
Muthoot Finance Q1 FY27 Results Highlights
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Interest Income stood at ₹8,556.99 crore, registering a 36.08% YoY increase from ₹6,288.01 crore. Compared with ₹9,008.66 crore in Q4 FY26, interest income fell 5.01% QoQ.
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Total Revenue from Operations stood at ₹8,671.60 crore, registering a 34.44% YoY increase from ₹6,450.13 crore. Compared with ₹9,288.70 crore in Q4 FY26, total revenue from operations fell 6.64% QoQ.
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Total Income stood at ₹8,694.81 crore, registering a 34.48% YoY increase from ₹6,465.68 crore. Compared with ₹9,291.35 crore in Q4 FY26, total income decreased 6.42% QoQ.
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Profit After Tax (PAT) stood at ₹2,824.84 crore, compared with ₹1,974.24 crore in Q1 FY26, registering a 43.08% YoY increase. Compared with ₹3,397.47 crore in Q4 FY26, PAT declined 16.85% QoQ.
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PAT Margin stood at 33.00%, compared with 31.40% in Q1 FY26 and 37.70% in Q4 FY26, expanding by 1.60 percentage points YoY and compressing by 4.70 percentage points QoQ.
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PAT (Owners) stood at ₹2,799.06 crore, compared with ₹2,016.20 crore in Q1 FY26, registering a 38.83% YoY increase. Compared with ₹3,349.47 crore in Q4 FY26, PAT (Owners of the Parent) declined 16.43% QoQ.
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EPS stood at ₹69.72, compared with ₹50.22 in Q1 FY26, increasing by ₹19.50 YoY (+38.83%). Compared with ₹83.43 in Q4 FY26, EPS fell by ₹13.71 QoQ (-16.43%).
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|
Metric |
Q1 FY27 |
Q4 FY26 |
QoQ % |
Q1 FY26 |
YoY % |
|---|---|---|---|---|---|
|
Interest Income (₹ Cr) |
8,556.99 |
9,008.66 |
-5.01% |
6,288.01 |
36.08% |
|
Total Revenue from Operations (₹ Cr) |
8,671.60 |
9,288.70 |
-6.64% |
6,450.13 |
34.44% |
|
Total Income (₹ Cr) |
8,694.81 |
9,291.35 |
-6.42% |
6,465.68 |
34.48% |
|
PAT (₹ Cr) |
2,824.84 |
3,397.47 |
-16.85% |
1,974.24 |
43.08% |
|
PAT Margin |
33.00% |
37.70% |
-4.70% |
31.40% |
1.60% |
|
PAT (Owners of Parent) (₹ Cr) |
2,799.06 |
3,349.47 |
-16.43% |
2,016.20 |
38.83% |
|
Net Worth (₹ Cr) |
38,908.32 |
37,664.68 |
3.30% |
29,379.49 |
32.43% |
|
EPS (₹) |
69.72 |
83.43 |
-16.43% |
50.22 |
38.83% |
|
Net Interest Margin (%) |
6.36% |
6.44% |
-0.08% |
5.86% |
0.50% |
|
Return on Assets (ROA) (%) |
0.56% |
3.55% |
-2.99% |
0.31% |
0.25% |
|
Return on Equity (ROE) (%) |
2.21% |
14.14% |
-11.93% |
1.53% |
0.68% |
Source: Company Filing