Jio Financial Services Q1 FY27 Results: PAT Surges 156% YoY, Total Income Rises 141%
Jio Financial Services reported strong Q1 FY27 earnings, with total income and profit more than doubling from a year ago. Higher interest income, fee income, and dividend income supported the company's performance during the quarter.
Jio Financial Services Q1 Results 27: Jio Financial Services reported a strong Q1 FY27 performance, with total income (excluding dividend income) rising 141% YoY to ₹1,496 crore and PAT surging 156% to ₹830 crore. Higher interest income and fee income drove the company's earnings growth.
Jio Financial Services Q1 Results 2027: On 16 July, Jio Financial Services reported a strong performance for the first quarter of FY27, with total income (excluding dividend income) rising 141% year-on-year to ₹1,496 crore, while profit after tax (PAT) surged 156% YoY to ₹830 crore. Here is a detailed breakdown of Jio Financial Services' Q1 FY27 results.
Jio Financial Services Q1 FY2027 Results Highlights
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Jio Financial Services reported a total income of ₹1,496 crore (excluding dividend income) in Q1 FY27, registering 141% YoY growth from ₹619 crore in the same quarter last year. Total income increased 47% from Q4 FY26.
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Pre-provisioning operating profit (PPOP) stood at ₹505 crore, up 38% YoY from ₹366 crore and 54% QoQ from ₹327 crore.
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Profit before exceptional items jumped to ₹970 crore, reflecting 148% YoY growth from ₹390 crore. Compared with Q4 FY26, profit before exceptional items surged 186%.
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Profit after tax (PAT) stood at ₹830 crore, rising 156% YoY from ₹325 crore and 205% QoQ from ₹272 crore.
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Earnings per share (EPS) increased to ₹1.27 in Q1 FY27 from ₹0.51 in Q1 FY26 and ₹0.43 in Q4 FY26, registering 149% YoY and 195% QoQ growth.
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Jio Financial's quarter included dividend income of ₹509 crore, which the company has presented separately in its investor presentation.
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Excluding this one-time dividend income, the company's operating total income stood at ₹1,496 crore, compared with the statutory total income of ₹2,005 crore reported in the financial statements.
|
Metric |
Q1 FY27 |
Q4 FY26 |
QoQ % |
Q1 FY26 |
YoY% |
|---|---|---|---|---|---|
|
Total Income (₹ Cr) |
1,496 |
1,020 |
47% |
619 |
141% |
|
Pre-provisioning Operating Profit (₹ Cr) |
505 |
327 |
54% |
366 |
38% |
|
Profit Before Exceptional Items (₹ Cr) |
970 |
339 |
186% |
390 |
148% |
|
Profit After Tax (₹ Cr) |
830 |
272 |
205% |
325 |
156% |
|
EPS (₹) |
1.27 |
0.43 |
195% |
0.51 |
149% |
Source: Jio Financial Services Q1 FY27 Investor Presentation and Consolidated Financial Results.
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Jio Financial Services Q1 Segment-wise Revenue
Interest income remained the largest contributor to revenue during the quarter, while fee and commission income registered strong growth. The company also recognized dividend income of ₹508.59 crore, resulting in a sharp increase in the reported revenue from operations.
|
Particulars (₹ Cr) |
Q1 FY27 |
Q4 FY26 |
QoQ % |
Q1 FY26 |
YoY % |
|---|---|---|---|---|---|
|
Interest Income |
961.58 |
642.50 |
49.66% |
362.86 |
165.01% |
|
Dividend Income |
508.59 |
– |
NM |
– |
NM |
|
Fees, Commission & Other Services |
324.54 |
221.36 |
46.61% |
53.58 |
505.71% |
|
Net Gain on Fair Value Changes |
209.76 |
154.65 |
35.63% |
196.02 |
6.99% |
|
Revenue from Operations |
2,004.47 |
1,018.51 |
96.80% |
612.46 |
227.28% |
|
Other Income |
0.07 |
1.18 |
-94.07% |
7.00 |
-99.00% |
|
Total Income |
2,004.54 |
1,019.69 |
96.58% |
619.46 |
223.60% |
Jio Financial Services Share Price Today
As of 15 July, 3.30 PM
Ahead of the results, Jio Financial Services shares closed 0.26% lower on July 15. The stock has declined around 20% on a year-to-date (YTD) basis and is down 26% over the one year from July 15, 2025, to July 15, 2026.