Bajaj Finance Q1 Results 2027: PAT Rises 28% YoY, AUM Crosses ₹5.47 Lakh Crore
Bajaj Finance reported strong Q1 FY27 growth as revenue and profit increased, AUM crossed ₹5.47 lakh crore, while asset quality remained healthy with lower gross and net NPAs.
Bajaj Finance Q1 Results 2027: Bajaj Finance reported a strong performance for Q1 FY27, with Profit After Tax (PAT) increasing to ₹6,080.60 crore and Total Revenue from Operations rising to ₹23,165.45 crore. Assets Under Management (AUM) crossed ₹5.47 lakh crore, supported by broad-based growth across retail and commercial lending segments.
Bajaj Finance Q1 Results 2027: On 30 July 2026, Bajaj Finance announced its financial results for the first quarter ended June 30, 2026. Total Revenue from Operations increased 19.58% YoY to ₹23,165.45 crore, while Profit After Tax (PAT) rose 27.60% YoY to ₹6,080.60 crore.
Bajaj Finance share price closed 0.09 % lower on 30th July. The stock has gained 9% year-to-date and 20% over the past one year (30 July 2025 to 30 July 2026).
As of 30 July, 3:30 PM
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Bajaj Finance Q1 FY27 Results Highlights
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Interest Income stood at ₹20,512.73 crore, up 19.65% YoY from ₹17,144.65 crore. Compared with ₹19,178.90 crore in Q4 FY26, interest income increased 6.95% QoQ.
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Total Revenue from Operations stood at ₹23,165.45 crore, registering a 19.58% YoY increase from ₹19,372.67 crore. Compared with ₹21,605.79 crore in Q4 FY26, total revenue from operations increased 7.22% QoQ.
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Total Income stood at ₹23,166.42 crore, registering a 19.56% YoY increase from ₹19,376.43 crore. Compared with ₹21,606.50 crore in Q4 FY26, total income increased 7.22% QoQ.
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Profit After Tax (PAT) stood at ₹6,080.60 crore, compared with ₹4,765.29 crore in Q1 FY26, registering a 27.60% YoY increase. Compared with ₹5,553.30 crore in Q4 FY26, PAT increased 9.50% QoQ.
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PAT Margin stood at 26.25%, compared with 24.59% in Q1 FY26 and 25.70% in Q4 FY26, improving by 165 bps YoY and 55 bps QoQ.
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Assets Under Management (AUM) stood at ₹5,46,944 crore, compared with ₹4,41,450 crore in Q1 FY26, registering a 23.90% YoY increase.
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Net Worth stood at ₹1,20,398.27 crore, compared with ₹1,01,037.95 crore in Q1 FY26, increasing 19.16% YoY.
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EPS stood at ₹9.62, compared with ₹7.57 in Q1 FY26, increasing by ₹2.05 YoY. Compared with ₹8.79 in Q4 FY26, EPS increased by ₹0.83 QoQ.
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Gross NPA improved to 0.96% from 1.03% a year ago, while Net NPA declined to 0.39% from 0.50%.
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Annualised ROA stood at 4.70%, while Annualised ROE improved to 20.40% from 19.00% in Q1 FY26.
|
Metric |
Q1 FY27 |
Q4 FY26 |
QoQ % |
Q1 FY26 |
YoY % |
|---|---|---|---|---|---|
|
Interest Income (₹ Cr) |
20,512.73 |
19,178.90 |
6.95% |
17,144.65 |
19.65% |
|
Total Revenue from Operations (₹ Cr) |
23,165.45 |
21,605.79 |
7.22% |
19,372.67 |
19.58% |
|
Total Income (₹ Cr) |
23,166.42 |
21,606.50 |
7.22% |
19,376.43 |
19.56% |
|
PAT (₹ Cr) |
6,080.60 |
5,553.30 |
9.50% |
4,765.29 |
27.60% |
|
PAT Margin |
26.25% |
25.70% |
55 bps |
24.59% |
165 bps |
|
AUM (₹ Cr) |
5,46,944 |
— |
— |
4,41,450 |
23.90% |
|
Net Worth (₹ Cr) |
1,20,398.27 |
— |
— |
1,01,037.95 |
19.16% |
|
Gross NPA |
0.96% |
— |
— |
1.03% |
-7 bps |
|
Net NPA |
0.39% |
— |
— |
0.50% |
-11 bps |
|
ROA (Annualised) |
4.70% |
— |
— |
4.50% |
20 bps |
|
ROE (Annualised) |
20.40% |
— |
— |
19.00% |
140 bps |
|
EPS (₹) |
9.62 |
8.79 |
9.44% |
7.57 |
27.08% |
Source: Bajaj Finance Q1 FY27 Financial Results & Management Discussion and Analysis.