Bajaj Housing Finance Q1 Results 2027: PAT Rises 23% YoY, AUM Crosses ₹1.49 Lakh Cr
Bajaj Housing Finance reported a strong Q1 FY27 performance, with AUM growing 24% YoY to ₹1.49 lakh crore and PAT rising 23% to ₹715 crore, supported by healthy loan growth and stable asset quality.
Bajaj Housing Finance Q1 Results FY2027: Bajaj Housing Finance reported a healthy performance for Q1 FY27, with Profit After Tax (PAT) increasing to ₹715 crore and Assets Under Management (AUM) reaching ₹1.50 lakh crore. The company continued to deliver healthy loan growth while maintaining stable asset quality.
Bajaj Housing Finance Q1 Results 2027: On 29 July 2026, Bajaj Housing Finance reported its financial performance for the first quarter ended June 30, 2026. Assets Under Management (AUM) grew 24% YoY to ₹1,49,624 crore, while Profit After Tax (PAT) increased 23% YoY to ₹715 crore.
Bajaj Housing Finance share price closed 2.30 % higher on 29 July. The stock has lost 8.55% year-to-date and 24.18% over the past one year (29 July 2025 to 29 July 2026).
As of 29 July, 3:30 PM
Bajaj Housing Finance Q1 FY27 Results Highlights
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Assets Under Management (AUM) stood at ₹1,49,624 crore, up 24% YoY from ₹1,20,420 crore.
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Loan Assets increased 24% YoY to ₹1,31,162 crore, compared with ₹1,05,954 crore in Q1 FY26.
-
Interest Income rose 15% YoY to ₹2,856 crore from ₹2,493 crore.
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Net Interest Income (NII) stood at ₹968 crore, registering a 9% YoY increase from ₹887 crore.
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Net Total Income (NTI) increased 16% YoY to ₹1,175 crore from ₹1,009 crore.
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Pre-provisioning Operating Profit rose 19% YoY to ₹945 crore, compared with ₹795 crore.
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Profit After Tax (PAT) stood at ₹715 crore, up 23% YoY from ₹583 crore.
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Annualised Return on Assets (ROA) remained stable at 2.3%.
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Annualised Return on Equity (ROE) improved to 12.5%, compared with 11.6% in Q1 FY26.
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Gross Non-Performing Assets (GNPA) stood at 0.29%, compared with 0.30% a year earlier.
|
Metric |
Q1 FY27 |
Q1 FY26 |
YoY |
|---|---|---|---|
|
Assets Under Management (₹ Cr) |
1,49,624 |
1,20,420 |
24% |
|
Loan Assets (₹ Cr) |
1,31,162 |
1,05,954 |
24% |
|
Interest Income (₹ Cr) |
2,856 |
2,493 |
15% |
|
Net Interest Income (₹ Cr) |
968 |
887 |
9% |
|
Net Total Income (₹ Cr) |
1,175 |
1,009 |
16% |
|
Pre-provisioning Operating Profit (₹ Cr) |
945 |
795 |
19% |
|
PAT (₹ Cr) |
715 |
583 |
23% |
|
ROA (Annualised) |
2.3% |
2.3% |
– |
|
ROE (Annualised) |
12.5% |
11.6% |
– |
|
GNPA |
0.29% |
0.30% |
– |
READ THIS ALSO: Adani Enterprises Q1 Results 2027
Bajaj Housing Finance Q1 FY27 Product-wise AUM
Bajaj Housing Finance witnessed broad-based growth across its lending portfolio during the quarter. Lease Rental Discounting recorded the highest growth at 41% YoY, while Home Loans continued to account for the largest share of the company's AUM.
|
Product |
Q1 FY27 (₹ Cr) |
Q1 FY26 (₹ Cr) |
YoY |
|---|---|---|---|
|
Home Loans |
80,865 |
67,255 |
20% |
|
Loan Against Property |
15,445 |
12,633 |
22% |
|
Lease Rental Discounting |
34,604 |
24,514 |
41% |
|
Developer Finance |
17,002 |
14,301 |
19% |
|
Others |
1,708 |
1,717 |
-1% |
|
Total AUM |
1,49,624 |
1,20,420 |
24% |
Source: Bajaj Housing Finance Q1 FY27 Financial Results.